AALOS Back

For bank leadership

Originate cleaner SMB leads before RM time is spent.

ALOS sits before your bank portal and turns a borrower's existing Drive, email, or Dropbox files into a qualified lead package with evidence, gaps, pre-KYC/pre-AML signals, and recommended routing.

What ALOS reduces

Manual back-and-forthFewer document chasing cycles
Early RM adminPre-filled borrower context
Incomplete filesMissing evidence surfaced first
Pre-KYC frictionBusiness identity and ownership gaps detected
Pre-AML reviewObvious risk signals packaged for review
Deal routing delayLead assigned by product fit and readiness

Before ALOS vs. with ALOS

Current early lending flow

  1. Borrower submits partial form.
  2. RM asks for documents.
  3. Borrower sends folders, PDFs, screenshots, and email attachments.
  4. RM or analyst reviews manually.
  5. Missing items create another loop.
  6. Only then does the bank know whether the lead is worth attention.

ALOS pre-qualification flow

  1. Borrower grants read-only access to selected folders.
  2. ALOS classifies the business evidence in place.
  3. AI agents extract identity, financial, ownership, and document gaps.
  4. Borrower confirms the snapshot.
  5. Bank receives a clean lead package with source links.
  6. RM starts with context instead of a blank intake.

Pilot promise

Run ALOS on one SMB lending segment for 30 days. Measure reduction in first-touch document requests, RM admin time, missing-file loops, and time from lead to qualified package.

30 daysPilot window
1 segmentSMB working capital
3 metricsTime, touchpoints, conversion